IFSC Code of State Bank Of India, Sme Ponneri, Tiruvallur, Tamil Nadu — SBIN0063719

The IFSC code of State Bank Of India, Sme Ponneri in Tiruvallur, Tamil Nadu is SBIN0063719. Use it for NEFT, RTGS and IMPS transfers.

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Sme Ponneri branch in Tiruvallur, Tiruvallur, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Tiruvallur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0063719. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Sme Ponneri, Tiruvallur

The table below shows the main details of the IFSC Code SBIN0063719 for the State Bank Of India branch in Tiruvallur, which falls under the Tiruvallur district in Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0063719
Branch Sme Ponneri
City Tiruvallur
District Tiruvallur
State Tamil Nadu
Address 60 New Car Street,Ponneri - 601204

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Tiruvallur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063719 for the Sme Ponneri branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Sme Ponneri, Tiruvallur, Tamil Nadu, is provided a unique IFSC like SBIN0063719 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Tiruvallur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tiruvallur and Tiruvallur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Sme Ponneri do not get misguided to another person.

Format of the IFSC Code SBIN0063719

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sme Ponneri in Tiruvallur.

For example, the IFSC Code SBIN0063719 of State Bank Of India for the Sme Ponneri branch includes these elements, identifying the bank and the branch location in Tiruvallur and Tamil Nadu correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0063719 of State Bank Of India for its Sme Ponneri branch located in Tiruvallur, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Tiruvallur and Tiruvallur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Sme Ponneri or Tiruvallur to get the exact IFSC Code SBIN0063719.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Tiruvallur that will provide accurate information.

How to Use IFSC Code SBIN0063719 for Online Transfers?

If you have the IFSC Code SBIN0063719 for the Sme Ponneri branch of State Bank Of India in Tiruvallur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0063719. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0063719.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Sme Ponneri in Tiruvallur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sme Ponneri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruvallur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Sme Ponneri Tiruvallur?

The IFSC Code of the Sme Ponneri Tiruvallur branch is SBIN0063719.

Is IFSC Code SBIN0063719 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Sme Ponneri branch?

The branch is located at 60 New Car Street,Ponneri - 601204.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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