There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Keela Kadayam branch in Tirunelvali, Kadayam, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Tirunelvali or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code SBIN0071175. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Keela Kadayam, Tirunelvali

The table below shows the main details of the IFSC Code SBIN0071175 for the State Bank Of India branch in Tirunelvali, which falls under the Kadayam district in Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0071175
Branch Keela Kadayam
City Tirunelvali
District Kadayam
State Tamil Nadu
Address 6By37G,Ramanadhidamroad,Kadayam,Tirunelvelipin627415Tamilnadu

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Tirunelvali for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0071175 for the Keela Kadayam branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Keela Kadayam, Tirunelvali, Tamil Nadu, is provided a unique IFSC like SBIN0071175 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Tirunelvali.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tirunelvali and Kadayam.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Keela Kadayam do not get misguided to another person.

Format of the IFSC Code SBIN0071175

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Keela Kadayam in Tirunelvali.

For example, the IFSC Code SBIN0071175 of State Bank Of India for the Keela Kadayam branch has these elements, identifying the bank and the branch location in Tirunelvali and Tamil Nadu correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0071175 of State Bank Of India for its Keela Kadayam branch located in Tirunelvali, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Tirunelvali and Kadayam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Keela Kadayam or Tirunelvali to get the exact IFSC Code SBIN0071175.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Tirunelvali, you'll get the correct details.

How to Use IFSC Code SBIN0071175 for Online Transfers?

Once you have the IFSC Code SBIN0071175 for the Keela Kadayam branch of State Bank Of India in Tirunelvali, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0071175. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0071175.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Keela Kadayam in Tirunelvali, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Keela Kadayam, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tirunelvali manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Keela Kadayam Tirunelvali?

The IFSC Code of the Keela Kadayam Tirunelvali branch is SBIN0071175.

Is IFSC Code SBIN0071175 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Keela Kadayam branch?

The branch is located at 6By37G,Ramanadhidamroad,Kadayam,Tirunelvelipin627415Tamilnadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.