Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Tiruvanikovil branch in Tiruchiorappalli, Tiruchirapalli, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Tiruchiorappalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0012789. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Tiruvanikovil, Tiruchiorappalli

Here are the main details that are associated with the IFSC Code SBIN0012789 of State Bank Of India for its branch located in Tiruchiorappalli, within the district of Tiruchirapalli in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0012789
Branch Tiruvanikovil
City Tiruchiorappalli
District Tiruchirapalli
State Tamil Nadu
Address 4 By 11 Mambalasalai V I P Towers,T V Kovil,Tiruchirapalli

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Tiruchiorappalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012789 for the Tiruvanikovil branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Tiruvanikovil, Tiruchiorappalli, Tamil Nadu, is provided with a unique IFSC like SBIN0012789 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Tiruchiorappalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tiruchiorappalli and Tiruchirapalli.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Tiruvanikovil do not get mixed with another location.

Format of the IFSC Code SBIN0012789

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tiruvanikovil in Tiruchiorappalli.

For example, the IFSC Code SBIN0012789 of State Bank Of India for the Tiruvanikovil branch includes these elements, identifying the bank and the branch location in Tiruchiorappalli and Tamil Nadu accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0012789 of State Bank Of India for its Tiruvanikovil branch located in Tiruchiorappalli, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Tiruchiorappalli and Tiruchirapalli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Tiruvanikovil or Tiruchiorappalli to find the exact IFSC Code SBIN0012789.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Tiruchiorappalli will provide accurate information.

How to Use IFSC Code SBIN0012789 for Online Transfers?

Once you have the IFSC Code SBIN0012789 for the Tiruvanikovil branch of State Bank Of India in Tiruchiorappalli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0012789. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012789.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Tiruvanikovil in Tiruchiorappalli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Tiruvanikovil, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruchiorappalli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Tiruvanikovil Tiruchiorappalli?

The IFSC Code of the Tiruvanikovil Tiruchiorappalli branch is SBIN0012789.

Is IFSC Code SBIN0012789 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Tiruvanikovil branch?

The branch is located at 4 By 11 Mambalasalai V I P Towers,T V Kovil,Tiruchirapalli.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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