There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Heavy Electricals, Kailasapuram branch in Tiruchiorappalli, Tiruchirappalli, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Tiruchiorappalli or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code SBIN0001363. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Heavy Electricals, Kailasapuram, Tiruchiorappalli
Here are the key points that are associated with the IFSC Code SBIN0001363 of State Bank Of India for its branch located in Tiruchiorappalli, within the district of Tiruchirappalli in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0001363 |
| Branch | Heavy Electricals, Kailasapuram |
| City | Tiruchiorappalli |
| District | Tiruchirappalli |
| State | Tamil Nadu |
| Address | Kailasapuram Post, Tiruchirapalli , Tamil Nadu 620 014 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Tiruchiorappalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0001363 for the Heavy Electricals, Kailasapuram branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Heavy Electricals, Kailasapuram, Tiruchiorappalli, Tamil Nadu, is provided a unique IFSC like SBIN0001363 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Tiruchiorappalli.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Tiruchiorappalli and Tiruchirappalli.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Heavy Electricals, Kailasapuram do not get misguided to another person.
Format of the IFSC Code SBIN0001363
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Heavy Electricals, Kailasapuram in Tiruchiorappalli.
For example, the IFSC Code SBIN0001363 of State Bank Of India for the Heavy Electricals, Kailasapuram branch includes these elements, identifying the bank and the branch location in Tiruchiorappalli and Tamil Nadu correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0001363 of State Bank Of India for its Heavy Electricals, Kailasapuram branch located in Tiruchiorappalli, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Tiruchiorappalli and Tiruchirappalli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Heavy Electricals, Kailasapuram or Tiruchiorappalli to find the exact IFSC Code SBIN0001363.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Tiruchiorappalli will provide accurate information.
How to Use IFSC Code SBIN0001363 for Online Transfers?
Once you have the IFSC Code SBIN0001363 for the Heavy Electricals, Kailasapuram branch of State Bank Of India in Tiruchiorappalli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0001363. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0001363.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Heavy Electricals, Kailasapuram in Tiruchiorappalli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Heavy Electricals, Kailasapuram, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tiruchiorappalli to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Heavy Electricals, Kailasapuram Tiruchiorappalli branch is SBIN0001363.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Kailasapuram Post, Tiruchirapalli , Tamil Nadu 620 014.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.