For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Bharathidasan University, Trichy branch in Tiruchiorappalli, Kanjamalai, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Tiruchiorappalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0007014. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Bharathidasan University, Trichy, Tiruchiorappalli

The table below shows the main details of the IFSC Code SBIN0007014 for the State Bank Of India branch in Tiruchiorappalli, which falls under the Kanjamalai district in Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0007014
Branch Bharathidasan University, Trichy
City Tiruchiorappalli
District Kanjamalai
State Tamil Nadu
Address 44,Evr.College.Road,Kanjamalai,Thiruchirapalli,Tamilnadu,Pin.620023.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Tiruchiorappalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007014 for the Bharathidasan University, Trichy branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0007014 is given to every bank branch, including State Bank Of India located in Bharathidasan University, Trichy, Tiruchiorappalli, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Tiruchiorappalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Tiruchiorappalli and Kanjamalai.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Bharathidasan University, Trichy doesn't end up at another location.

Format of the IFSC Code SBIN0007014

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bharathidasan University, Trichy in Tiruchiorappalli.

For example, the IFSC Code SBIN0007014 of State Bank Of India for the Bharathidasan University, Trichy branch includes these elements, identifying the bank and the branch location in Tiruchiorappalli and Tamil Nadu correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0007014 of State Bank Of India for its Bharathidasan University, Trichy branch located in Tiruchiorappalli, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Tiruchiorappalli and Kanjamalai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Bharathidasan University, Trichy or Tiruchiorappalli to get the exact IFSC Code SBIN0007014.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Tiruchiorappalli, you'll get the correct details.

How to Use IFSC Code SBIN0007014 for Online Transfers?

Once you have the IFSC Code SBIN0007014 for the Bharathidasan University, Trichy branch of State Bank Of India in Tiruchiorappalli, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0007014. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0007014.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Bharathidasan University, Trichy in Tiruchiorappalli, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bharathidasan University, Trichy, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tiruchiorappalli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Bharathidasan University, Trichy, Tiruchiorappalli?

The IFSC Code is SBIN0007014.

Is the IFSC Code SBIN0007014 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Bharathidasan University, Trichy?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bharathidasan University, Trichy branch?

The address of the branch is 44,Evr.College.Road,Kanjamalai,Thiruchirapalli,Tamilnadu,Pin.620023. located in Tiruchiorappalli, Kanjamalai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.