IFSC Code of State Bank Of India, Racc Guruvayoor, Thrissur, Kerala — SBIN0064640

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Racc Guruvayoor branch in Thrissur, Thrissur, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Thrissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0064640. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Racc Guruvayoor, Thrissur

Below in the table are the key details related to IFSC Code SBIN0064640 of State Bank Of India for its branch located in Thrissur, within the district of Thrissur in the state of Kerala.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Thrissur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064640 for the Racc Guruvayoor branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Racc Guruvayoor, Thrissur, Kerala, is provided with a unique IFSC like SBIN0064640 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Thrissur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Thrissur and Thrissur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Racc Guruvayoor do not get mixed with another location.

Format of the IFSC Code SBIN0064640

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Racc Guruvayoor in Thrissur.

For example, the IFSC Code SBIN0064640 of State Bank Of India for the Racc Guruvayoor branch includes these elements, identifying the bank and the branch location in Thrissur and Kerala accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0064640 of State Bank Of India for its Racc Guruvayoor branch located in Thrissur, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Thrissur and Thrissur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Racc Guruvayoor or Thrissur to get the exact IFSC Code SBIN0064640.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Thrissur, then it will provide you proper information.

How to Use IFSC Code SBIN0064640 for Online Transfers?

Once you have the IFSC Code SBIN0064640 for the Racc Guruvayoor branch of State Bank Of India in Thrissur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0064640. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064640.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Racc Guruvayoor in Thrissur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Racc Guruvayoor, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thrissur manage online transfers as well as cheque clearances with ease.