Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Kuttudankadu branch in Thoothukudi, Thoothukudi, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Thoothukudi or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0064094. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kuttudankadu, Thoothukudi

Below in the table are the key details related to IFSC Code SBIN0064094 of State Bank Of India for its branch located in Thoothukudi, within the district of Thoothukudi in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0064094
Branch Kuttudankadu
City Thoothukudi
District Thoothukudi
State Tamil Nadu
Address Door No 1/194 Vi Santhosh Nagar,Palayamkottai Main Road,Kutudankadu Village,Pudukottai-628 103

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Thoothukudi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0064094 for the Kuttudankadu branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Kuttudankadu, Thoothukudi, Tamil Nadu, are allotted a unique IFSC like SBIN0064094 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thoothukudi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Thoothukudi and Thoothukudi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Kuttudankadu reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code SBIN0064094

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kuttudankadu in Thoothukudi.

For example, the IFSC Code SBIN0064094 of State Bank Of India for the Kuttudankadu branch includes these elements, identifying the bank and the branch location in Thoothukudi and Tamil Nadu accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0064094 of State Bank Of India for its Kuttudankadu branch located in Thoothukudi, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Thoothukudi and Thoothukudi, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Kuttudankadu or Thoothukudi to get the exact IFSC Code SBIN0064094.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Thoothukudi, you'll get the correct details.

How to Use IFSC Code SBIN0064094 for Online Transfers?

Once you have the IFSC Code SBIN0064094 for the Kuttudankadu branch of State Bank Of India in Thoothukudi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0064094. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0064094.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Kuttudankadu in Thoothukudi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Kuttudankadu, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thoothukudi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Kuttudankadu, Thoothukudi?

The IFSC Code is SBIN0064094.

Is the IFSC Code SBIN0064094 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Kuttudankadu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kuttudankadu branch?

The address of the branch is Door No 1/194 Vi Santhosh Nagar,Palayamkottai Main Road,Kutudankadu Village,Pudukottai-628 103 located in Thoothukudi, Thoothukudi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.