There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Udangudi branch in Thoothkudi, Udangudi, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Thoothkudi or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code SBIN0002283. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Udangudi, Thoothkudi

Below in the table are the key details related to IFSC Code SBIN0002283 of State Bank Of India for its branch located in Thoothkudi, within the district of Udangudi in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0002283
Branch Udangudi
City Thoothkudi
District Udangudi
State Tamil Nadu
Address Dist Thuthukudi, Tamil Nadu 628203

These details help users in online banking and for businesses and individuals who use State Bank Of India in Thoothkudi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0002283 for the Udangudi branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Udangudi, Thoothkudi, Tamil Nadu, is provided a unique IFSC like SBIN0002283 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Thoothkudi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thoothkudi and Udangudi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Udangudi do not get misguided to another person.

Format of the IFSC Code SBIN0002283

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Udangudi in Thoothkudi.

For example, the IFSC Code SBIN0002283 of State Bank Of India for the Udangudi branch includes these elements, identifying the bank and the branch location in Thoothkudi and Tamil Nadu accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0002283 of State Bank Of India for its Udangudi branch located in Thoothkudi, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Thoothkudi and Udangudi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Udangudi or Thoothkudi to get the exact IFSC Code SBIN0002283.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Thoothkudi, then it will provide you proper information.

How to Use IFSC Code SBIN0002283 for Online Transfers?

Once you have the IFSC Code SBIN0002283 for the Udangudi branch of State Bank Of India in Thoothkudi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0002283. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0002283.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Udangudi in Thoothkudi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Udangudi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thoothkudi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Udangudi Thoothkudi?

The IFSC Code of the Udangudi Thoothkudi branch is SBIN0002283.

Is IFSC Code SBIN0002283 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Udangudi branch?

The branch is located at Dist Thuthukudi, Tamil Nadu 628203.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.