The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Kandasamypuram,Tuticorin branch in Thoothkudi, Tuticorin, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Thoothkudi or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0008145. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Kandasamypuram,Tuticorin, Thoothkudi
Here are the main details that are associated with the IFSC Code SBIN0008145 of State Bank Of India for its branch located in Thoothkudi, within the district of Tuticorin in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0008145 |
| Branch | Kandasamypuram,Tuticorin |
| City | Thoothkudi |
| District | Tuticorin |
| State | Tamil Nadu |
| Address | 12-21 By 1,First Street,Innaciarpuram,Sethupathy Road,Tuticorin,Pin - 628002 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Thoothkudi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0008145 for the Kandasamypuram,Tuticorin branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Kandasamypuram,Tuticorin, Thoothkudi, Tamil Nadu, is provided a unique IFSC like SBIN0008145 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Thoothkudi.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thoothkudi and Tuticorin.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Kandasamypuram,Tuticorin do not get misguided to another person.
Format of the IFSC Code SBIN0008145
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kandasamypuram,Tuticorin in Thoothkudi.
For example, the IFSC Code SBIN0008145 of State Bank Of India for the Kandasamypuram,Tuticorin branch has these elements, identifying the bank and the branch location in Thoothkudi and Tamil Nadu correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0008145 of State Bank Of India for its Kandasamypuram,Tuticorin branch located in Thoothkudi, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Thoothkudi and Tuticorin, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Kandasamypuram,Tuticorin or Thoothkudi to find the exact IFSC Code SBIN0008145.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Thoothkudi will provide accurate information.
How to Use IFSC Code SBIN0008145 for Online Transfers?
Once you have the IFSC Code SBIN0008145 for the Kandasamypuram,Tuticorin branch of State Bank Of India in Thoothkudi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0008145. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0008145.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kandasamypuram,Tuticorin in Thoothkudi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Kandasamypuram,Tuticorin, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Thoothkudi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kandasamypuram,Tuticorin Thoothkudi branch is SBIN0008145.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 12-21 By 1,First Street,Innaciarpuram,Sethupathy Road,Tuticorin,Pin - 628002.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.