The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Dac Thiruvanathapuram branch in Thiruvanathapuram, Thiruvanathapuram, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Thiruvanathapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0015210. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Dac Thiruvanathapuram, Thiruvanathapuram
Here are the main details that are associated with the IFSC Code SBIN0015210 of State Bank Of India for its branch located in Thiruvanathapuram, within the district of Thiruvanathapuram in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0015210 |
| Branch | Dac Thiruvanathapuram |
| City | Thiruvanathapuram |
| District | Thiruvanathapuram |
| State | Kerala |
| Address | Kshb Commercial Office Complex Balaramapuram Thiruvanathapuram, Kerala 695501 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Thiruvanathapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015210 for the Dac Thiruvanathapuram branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Dac Thiruvanathapuram, Thiruvanathapuram, Kerala, is provided with a unique IFSC like SBIN0015210 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Thiruvanathapuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Thiruvanathapuram and Thiruvanathapuram.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Dac Thiruvanathapuram do not get mixed with another location.
Format of the IFSC Code SBIN0015210
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dac Thiruvanathapuram in Thiruvanathapuram.
For example, the IFSC Code SBIN0015210 of State Bank Of India for the Dac Thiruvanathapuram branch includes these elements, identifying the bank and the branch location in Thiruvanathapuram and Kerala accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0015210 of State Bank Of India for its Dac Thiruvanathapuram branch located in Thiruvanathapuram, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Thiruvanathapuram and Thiruvanathapuram, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Dac Thiruvanathapuram or Thiruvanathapuram to get the exact IFSC Code SBIN0015210.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Thiruvanathapuram, you'll get the correct details.
How to Use IFSC Code SBIN0015210 for Online Transfers?
Once you have the IFSC Code SBIN0015210 for the Dac Thiruvanathapuram branch of State Bank Of India in Thiruvanathapuram, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0015210. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0015210.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Dac Thiruvanathapuram in Thiruvanathapuram may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Dac Thiruvanathapuram, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Thiruvanathapuram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0015210.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kshb Commercial Office Complex Balaramapuram Thiruvanathapuram, Kerala 695501 located in Thiruvanathapuram, Thiruvanathapuram, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.