IFSC Code of State Bank Of India, Racc Neyyattinkara, Thiruvananthapuram, Kerala- SBIN0064631

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Racc Neyyattinkara branch in Thiruvananthapuram, Thiruvananthapuram, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0064631. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Racc Neyyattinkara, Thiruvananthapuram

The table below shows the main details of the IFSC Code SBIN0064631 for the State Bank Of India branch in Thiruvananthapuram, which falls under the Thiruvananthapuram district in Kerala.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Thiruvananthapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064631 for the Racc Neyyattinkara branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Racc Neyyattinkara, Thiruvananthapuram, Kerala, is provided a unique IFSC like SBIN0064631 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Thiruvananthapuram.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Thiruvananthapuram.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Racc Neyyattinkara do not get misguided to another person.

Format of the IFSC Code SBIN0064631

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Racc Neyyattinkara in Thiruvananthapuram.

For example, the IFSC Code SBIN0064631 of State Bank Of India for the Racc Neyyattinkara branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0064631 of State Bank Of India for its Racc Neyyattinkara branch located in Thiruvananthapuram, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Thiruvananthapuram and Thiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Racc Neyyattinkara or Thiruvananthapuram to find the exact IFSC Code SBIN0064631.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Thiruvananthapuram will provide accurate information.

How to Use IFSC Code SBIN0064631 for Online Transfers?

Once you have the IFSC Code SBIN0064631 for the Racc Neyyattinkara branch of State Bank Of India in Thiruvananthapuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0064631. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064631.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Racc Neyyattinkara in Thiruvananthapuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Racc Neyyattinkara, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thiruvananthapuram to handle online money transfers and get their cheques cleared smoothly.