The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Chavarcode-Trivandrum branch in Thiruvananthapuram, Varkala, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0032675. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Chavarcode-Trivandrum, Thiruvananthapuram
The table below shows the main details of the IFSC Code SBIN0032675 for the State Bank Of India branch in Thiruvananthapuram, which falls under the Varkala district in Kerala.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0032675 |
| Branch | Chavarcode-Trivandrum |
| City | Thiruvananthapuram |
| District | Varkala |
| State | Kerala |
| Address | Saraswathy Building, Varkala Paripally Road, Chavarcode Ilakamon Panchat,Chavarcode, Trivendrum-695146, Kerala |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Thiruvananthapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0032675 for the Chavarcode-Trivandrum branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0032675 is given to every bank branch, including State Bank Of India located in Chavarcode-Trivandrum, Thiruvananthapuram, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Thiruvananthapuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvananthapuram and Varkala.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Chavarcode-Trivandrum doesn't end up at another location.
Format of the IFSC Code SBIN0032675
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chavarcode-Trivandrum in Thiruvananthapuram.
For example, the IFSC Code SBIN0032675 of State Bank Of India for the Chavarcode-Trivandrum branch has these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0032675 of State Bank Of India for its Chavarcode-Trivandrum branch located in Thiruvananthapuram, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Thiruvananthapuram and Varkala, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Chavarcode-Trivandrum or Thiruvananthapuram to get the exact IFSC Code SBIN0032675.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Thiruvananthapuram, you'll get the correct details.
How to Use IFSC Code SBIN0032675 for Online Transfers?
If you have the IFSC Code SBIN0032675 for the Chavarcode-Trivandrum branch of State Bank Of India in Thiruvananthapuram, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0032675. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0032675.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Chavarcode-Trivandrum in Thiruvananthapuram, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Chavarcode-Trivandrum, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thiruvananthapuram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Chavarcode-Trivandrum Thiruvananthapuram branch is SBIN0032675.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Saraswathy Building, Varkala Paripally Road, Chavarcode Ilakamon Panchat,Chavarcode, Trivendrum-695146, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.