There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Uthukottai branch in Thiruvallur, Uthukottai, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Thiruvallur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code SBIN0014700. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Uthukottai, Thiruvallur

Here are the key points that are associated with the IFSC Code SBIN0014700 of State Bank Of India for its branch located in Thiruvallur, within the district of Uthukottai in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014700
Branch Uthukottai
City Thiruvallur
District Uthukottai
State Tamil Nadu
Address Old No 513 By 2A And 514 By 2B,Nagalapuram Road,Uthukottai,Thiruvallur Dist Thiruvallur 602 026

These details help users in online banking and for businesses and individuals who use State Bank Of India in Thiruvallur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014700 for the Uthukottai branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Uthukottai, Thiruvallur, Tamil Nadu, are given a unique IFSC like SBIN0014700 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thiruvallur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Thiruvallur and Uthukottai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Uthukottai goes to the correct branch. This is important because State Bank Of India has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0014700

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uthukottai in Thiruvallur.

For example, the IFSC Code SBIN0014700 of State Bank Of India for the Uthukottai branch includes these elements, identifying the bank and the branch location in Thiruvallur and Tamil Nadu correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0014700 of State Bank Of India for its Uthukottai branch located in Thiruvallur, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Thiruvallur and Uthukottai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Uthukottai or Thiruvallur to get the exact IFSC Code SBIN0014700.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Thiruvallur, then it will provide you proper information.

How to Use IFSC Code SBIN0014700 for Online Transfers?

If you have the IFSC Code SBIN0014700 for the Uthukottai branch of State Bank Of India in Thiruvallur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0014700. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0014700.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Uthukottai in Thiruvallur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Uthukottai, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thiruvallur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Uthukottai, Thiruvallur?

The IFSC Code is SBIN0014700.

Is the IFSC Code SBIN0014700 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Uthukottai?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Uthukottai branch?

The address of the branch is Old No 513 By 2A And 514 By 2B,Nagalapuram Road,Uthukottai,Thiruvallur Dist Thiruvallur 602 026 located in Thiruvallur, Uthukottai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.