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IFSC Code of State Bank Of India, Orathanad, Orathanad, Tamil Nadu — SBIN0000973

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Orathanad branch in Thanjavur, Orathanad, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Thanjavur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code SBIN0000973. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Orathanad, Thanjavur

Here are the main details that are associated with the IFSC Code SBIN0000973 of State Bank Of India for its branch located in Thanjavur, within the district of Orathanad in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0000973
Branch Orathanad
City Thanjavur
District Orathanad
State Tamil Nadu
Address Kpn Buildings, Rayar Street, Distt. Thanjavur, Tamil Nadu 614625

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Thanjavur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0000973 for the Orathanad branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Orathanad, Thanjavur, Tamil Nadu, is provided with a unique IFSC like SBIN0000973 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Thanjavur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thanjavur and Orathanad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Orathanad do not get mixed with another location.

Format of the IFSC Code SBIN0000973

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Orathanad in Thanjavur.

For example, the IFSC Code SBIN0000973 of State Bank Of India for the Orathanad branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0000973 of State Bank Of India for its Orathanad branch located in Thanjavur, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Thanjavur and Orathanad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Orathanad or Thanjavur to find the exact IFSC Code SBIN0000973.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Thanjavur will provide accurate information.

How to Use IFSC Code SBIN0000973 for Online Transfers?

Once you have the IFSC Code SBIN0000973 for the Orathanad branch of State Bank Of India in Thanjavur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0000973. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0000973.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Orathanad in Thanjavur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Orathanad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thanjavur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Orathanad, Thanjavur?

The IFSC Code is SBIN0000973.

Is the IFSC Code SBIN0000973 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Orathanad?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Orathanad branch?

The address of the branch is Kpn Buildings, Rayar Street, Distt. Thanjavur, Tamil Nadu 614625 located in Thanjavur, Orathanad, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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