IFSC Code of State Bank Of India, Sme Tezpur, Tezpur, Assam — SBIN0064404

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Sme Tezpur branch in Tezpur, Tezpur, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Tezpur or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code SBIN0064404. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Sme Tezpur, Tezpur

Here are the main details that are associated with the IFSC Code SBIN0064404 of State Bank Of India for its branch located in Tezpur, within the district of Tezpur in the state of Assam.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Tezpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064404 for the Sme Tezpur branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Sme Tezpur, Tezpur, Assam, is provided a unique IFSC like SBIN0064404 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Tezpur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Tezpur and Tezpur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Sme Tezpur do not get misguided to another person.

Format of the IFSC Code SBIN0064404

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sme Tezpur in Tezpur.

For example, the IFSC Code SBIN0064404 of State Bank Of India for the Sme Tezpur branch includes these elements, identifying the bank and the branch location in Tezpur and Assam accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0064404 of State Bank Of India for its Sme Tezpur branch located in Tezpur, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Tezpur and Tezpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Sme Tezpur or Tezpur to find the exact IFSC Code SBIN0064404.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Tezpur will provide accurate information.

How to Use IFSC Code SBIN0064404 for Online Transfers?

Once you have the IFSC Code SBIN0064404 for the Sme Tezpur branch of State Bank Of India in Tezpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0064404. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064404.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Sme Tezpur in Tezpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sme Tezpur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tezpur to handle online money transfers and get their cheques cleared smoothly.