For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its R And Db Racc Tenkasi branch in Tenkasi, Tenkasi, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Tenkasi or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0062477. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, R And Db Racc Tenkasi, Tenkasi

Here are the main details that are associated with the IFSC Code SBIN0062477 of State Bank Of India for its branch located in Tenkasi, within the district of Tenkasi in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0062477
Branch R And Db Racc Tenkasi
City Tenkasi
District Tenkasi
State Tamil Nadu
Address Pb No.1, 24-16 Amman Sannathi St, Tenkasi, 627811

These details help users in online banking and for businesses and individuals who use State Bank Of India in Tenkasi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0062477 for the R And Db Racc Tenkasi branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in R And Db Racc Tenkasi, Tenkasi, Tamil Nadu, is provided a unique IFSC like SBIN0062477 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Tenkasi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tenkasi and Tenkasi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in R And Db Racc Tenkasi do not get misguided to another person.

Format of the IFSC Code SBIN0062477

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as R And Db Racc Tenkasi in Tenkasi.

For example, the IFSC Code SBIN0062477 of State Bank Of India for the R And Db Racc Tenkasi branch includes these elements, identifying the bank and the branch location in Tenkasi and Tamil Nadu accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0062477 of State Bank Of India for its R And Db Racc Tenkasi branch located in Tenkasi, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Tenkasi and Tenkasi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for R And Db Racc Tenkasi or Tenkasi to get the exact IFSC Code SBIN0062477.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Tenkasi, you'll get the correct details.

How to Use IFSC Code SBIN0062477 for Online Transfers?

Once you have the IFSC Code SBIN0062477 for the R And Db Racc Tenkasi branch of State Bank Of India in Tenkasi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0062477. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0062477.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India R And Db Racc Tenkasi in Tenkasi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in R And Db Racc Tenkasi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tenkasi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India R And Db Racc Tenkasi Tenkasi?

The IFSC Code of the R And Db Racc Tenkasi Tenkasi branch is SBIN0062477.

Is IFSC Code SBIN0062477 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India R And Db Racc Tenkasi branch?

The branch is located at Pb No.1, 24-16 Amman Sannathi St, Tenkasi, 627811.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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