There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Ghuttu branch in Tehri-Garhwal, Ghuttu, Uttarakhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Tehri-Garhwal or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code SBIN0007709. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Ghuttu, Tehri-Garhwal
Here are some of the key details that come with the IFSC Code SBIN0007709 of State Bank Of India for its branch located in Tehri-Garhwal, within the district of Ghuttu in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0007709 |
| Branch | Ghuttu |
| City | Tehri-Garhwal |
| District | Ghuttu |
| State | Uttarakhand |
| Address | Dist Tehri Garhwal,Uttaranchal 249155 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Tehri-Garhwal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007709 for the Ghuttu branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Ghuttu, Tehri-Garhwal, Uttarakhand, are allotted a unique IFSC like SBIN0007709 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tehri-Garhwal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Tehri-Garhwal and Ghuttu.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Ghuttu reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code SBIN0007709
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ghuttu in Tehri-Garhwal.
For example, the IFSC Code SBIN0007709 of State Bank Of India for the Ghuttu branch has these elements, identifying the bank and the branch location in Tehri-Garhwal and Uttarakhand correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0007709 of State Bank Of India for its Ghuttu branch located in Tehri-Garhwal, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Tehri-Garhwal and Ghuttu, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Ghuttu or Tehri-Garhwal to find the exact IFSC Code SBIN0007709.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Tehri-Garhwal will provide accurate information.
How to Use IFSC Code SBIN0007709 for Online Transfers?
Once you have the IFSC Code SBIN0007709 for the Ghuttu branch of State Bank Of India in Tehri-Garhwal, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0007709. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0007709.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Ghuttu in Tehri-Garhwal, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Ghuttu, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Tehri-Garhwal to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0007709.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dist Tehri Garhwal,Uttaranchal 249155 located in Tehri-Garhwal, Ghuttu, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.