Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Akhori Godadhar branch in Tehri Garhwal, Akhori, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Tehri Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code SBIN0018975. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Akhori Godadhar, Tehri Garhwal

Here are the main details that are associated with the IFSC Code SBIN0018975 of State Bank Of India for its branch located in Tehri Garhwal, within the district of Akhori in the state of Uttarakhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0018975
Branch Akhori Godadhar
City Tehri Garhwal
District Akhori
State Uttarakhand
Address Tehsil Ghansali, Block Bhilangna, Distt.Tehri Garhwal, Uk-249155

These details help users in online banking and for businesses and individuals who use State Bank Of India in Tehri Garhwal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018975 for the Akhori Godadhar branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Akhori Godadhar, Tehri Garhwal, Uttarakhand, is provided a unique IFSC like SBIN0018975 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Tehri Garhwal.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tehri Garhwal and Akhori.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Akhori Godadhar do not get misguided to another person.

Format of the IFSC Code SBIN0018975

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Akhori Godadhar in Tehri Garhwal.

For example, the IFSC Code SBIN0018975 of State Bank Of India for the Akhori Godadhar branch includes these elements, identifying the bank and the branch location in Tehri Garhwal and Uttarakhand accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0018975 of State Bank Of India for its Akhori Godadhar branch located in Tehri Garhwal, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Tehri Garhwal and Akhori, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Akhori Godadhar or Tehri Garhwal to get the exact IFSC Code SBIN0018975.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Tehri Garhwal that will provide accurate information.

How to Use IFSC Code SBIN0018975 for Online Transfers?

Once you have the IFSC Code SBIN0018975 for the Akhori Godadhar branch of State Bank Of India in Tehri Garhwal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0018975. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0018975.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Akhori Godadhar in Tehri Garhwal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Akhori Godadhar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tehri Garhwal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Akhori Godadhar Tehri Garhwal?

The IFSC Code of the Akhori Godadhar Tehri Garhwal branch is SBIN0018975.

Is IFSC Code SBIN0018975 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Akhori Godadhar branch?

The branch is located at Tehsil Ghansali, Block Bhilangna, Distt.Tehri Garhwal, Uk-249155.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.