Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Rajsitapur branch in Surendranagar, Rajsitapur, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Surendranagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SBIN0060112. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Rajsitapur, Surendranagar

The table below shows the main details of the IFSC Code SBIN0060112 for the State Bank Of India branch in Surendranagar, which falls under the Rajsitapur district in Gujarat.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0060112
Branch Rajsitapur
City Surendranagar
District Rajsitapur
State Gujarat
Address Rajsitapur 363320 Dist Surendranagar

These details help users in online banking and for businesses and individuals who use State Bank Of India in Surendranagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0060112 for the Rajsitapur branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Rajsitapur, Surendranagar, Gujarat, is provided with a unique IFSC like SBIN0060112 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Surendranagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surendranagar and Rajsitapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Rajsitapur do not get mixed with another location.

Format of the IFSC Code SBIN0060112

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajsitapur in Surendranagar.

For example, the IFSC Code SBIN0060112 of State Bank Of India for the Rajsitapur branch includes these elements, identifying the bank and the branch location in Surendranagar and Gujarat accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0060112 of State Bank Of India for its Rajsitapur branch located in Surendranagar, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Surendranagar and Rajsitapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Rajsitapur or Surendranagar to get the exact IFSC Code SBIN0060112.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Surendranagar, then it will provide you proper information.

How to Use IFSC Code SBIN0060112 for Online Transfers?

If you have the IFSC Code SBIN0060112 for the Rajsitapur branch of State Bank Of India in Surendranagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0060112. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0060112.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Rajsitapur in Surendranagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rajsitapur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surendranagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Rajsitapur, Surendranagar?

The IFSC Code is SBIN0060112.

Is the IFSC Code SBIN0060112 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Rajsitapur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rajsitapur branch?

The address of the branch is Rajsitapur 363320 Dist Surendranagar located in Surendranagar, Rajsitapur, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.