IFSC Code of State Bank Of India, Racc Suratgarh Adb, Suratgarh, Rajasthan — SBIN0062413

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Racc Suratgarh Adb branch in Suratgarh, Suratgarh, or Rajasthan, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Suratgarh or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code SBIN0062413. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Racc Suratgarh Adb, Suratgarh

Below in the table are the key details related to IFSC Code SBIN0062413 of State Bank Of India for its branch located in Suratgarh, within the district of Suratgarh in the state of Rajasthan.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Suratgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0062413 for the Racc Suratgarh Adb branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Racc Suratgarh Adb, Suratgarh, Rajasthan, are allotted a unique IFSC like SBIN0062413 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Suratgarh.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Suratgarh and Suratgarh.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Racc Suratgarh Adb reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code SBIN0062413

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Racc Suratgarh Adb in Suratgarh.

For example, the IFSC Code SBIN0062413 of State Bank Of India for the Racc Suratgarh Adb branch has these elements, identifying the bank and the branch location in Suratgarh and Rajasthan correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0062413 of State Bank Of India for its Racc Suratgarh Adb branch located in Suratgarh, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Suratgarh and Suratgarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Racc Suratgarh Adb or Suratgarh to get the exact IFSC Code SBIN0062413.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Suratgarh, then it will provide you proper information.

How to Use IFSC Code SBIN0062413 for Online Transfers?

Once you have the IFSC Code SBIN0062413 for the Racc Suratgarh Adb branch of State Bank Of India in Suratgarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0062413. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0062413.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Racc Suratgarh Adb in Suratgarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Racc Suratgarh Adb, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Suratgarh manage their online transfers and cheque clearances easily.