IFSC Code of State Bank Of India, Collectorate Surajpur, Surajpur, Chhattisgarh — SBIN0061248

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Collectorate Surajpur branch in Surajpur, Surajpur, Chhattisgarh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Surajpur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code SBIN0061248. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Collectorate Surajpur, Surajpur

The table below shows the main details of the IFSC Code SBIN0061248 for the State Bank Of India branch in Surajpur, which falls under the Surajpur district in Chhattisgarh.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Surajpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0061248 for the Collectorate Surajpur branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Collectorate Surajpur, Surajpur, Chhattisgarh, is provided a unique IFSC like SBIN0061248 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Surajpur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Surajpur and Surajpur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Collectorate Surajpur do not get misguided to another person.

Format of the IFSC Code SBIN0061248

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Collectorate Surajpur in Surajpur.

For example, the IFSC Code SBIN0061248 of State Bank Of India for the Collectorate Surajpur branch includes these elements, identifying the bank and the branch location in Surajpur and Chhattisgarh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0061248 of State Bank Of India for its Collectorate Surajpur branch located in Surajpur, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Surajpur and Surajpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Collectorate Surajpur or Surajpur to get the exact IFSC Code SBIN0061248.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Surajpur, you'll get the correct details.

How to Use IFSC Code SBIN0061248 for Online Transfers?

If you have the IFSC Code SBIN0061248 for the Collectorate Surajpur branch of State Bank Of India in Surajpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0061248. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0061248.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Collectorate Surajpur in Surajpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Collectorate Surajpur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surajpur to handle online money transfers and get their cheques cleared smoothly.