The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Bharthal Village Dwarka Expressway branch in South West Delhi, Delhi, Delhi, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in South West Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code SBIN0061228. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Bharthal Village Dwarka Expressway, South West Delhi
Here are the main details that are associated with the IFSC Code SBIN0061228 of State Bank Of India for its branch located in South West Delhi, within the district of Delhi in the state of Delhi.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0061228 |
| Branch | Bharthal Village Dwarka Expressway |
| City | South West Delhi |
| District | Delhi |
| State | Delhi |
| Address | Indira Complex, Khasra No. 475, Main Door, Ground Floor, Near Hanuman Mandir, Vill Bharthal, New Delhi-110077 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in South West Delhi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0061228 for the Bharthal Village Dwarka Expressway branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0061228 is given to every bank branch, including State Bank Of India located in Bharthal Village Dwarka Expressway, South West Delhi, Delhi, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in South West Delhi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like South West Delhi and Delhi.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Delhi and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Bharthal Village Dwarka Expressway doesn't end up at another location.
Format of the IFSC Code SBIN0061228
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bharthal Village Dwarka Expressway in South West Delhi.
For example, the IFSC Code SBIN0061228 of State Bank Of India for the Bharthal Village Dwarka Expressway branch has these elements, identifying the bank and the branch location in South West Delhi and Delhi correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0061228 of State Bank Of India for its Bharthal Village Dwarka Expressway branch located in South West Delhi, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in South West Delhi and Delhi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Bharthal Village Dwarka Expressway or South West Delhi to get the exact IFSC Code SBIN0061228.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and South West Delhi that will provide accurate information.
How to Use IFSC Code SBIN0061228 for Online Transfers?
Once you have the IFSC Code SBIN0061228 for the Bharthal Village Dwarka Expressway branch of State Bank Of India in South West Delhi, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0061228. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0061228.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Bharthal Village Dwarka Expressway in South West Delhi may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bharthal Village Dwarka Expressway, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in South West Delhi manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0061228.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Indira Complex, Khasra No. 475, Main Door, Ground Floor, Near Hanuman Mandir, Vill Bharthal, New Delhi-110077 located in South West Delhi, Delhi, Delhi.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.