IFSC Code of State Bank Of India, Wimberlygunj, Bamboo Flat, Andaman And Nicobar Island — SBIN0012359

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Wimberlygunj branch in South Andaman, Bamboo Flat, Andaman And Nicobar Island, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in South Andaman or anywhere in Andaman And Nicobar Island can transfer funds instantly by using the correct IFSC Code SBIN0012359. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Wimberlygunj, South Andaman

Here are some of the key details that come with the IFSC Code SBIN0012359 of State Bank Of India for its branch located in South Andaman, within the district of Bamboo Flat in the state of Andaman And Nicobar Island.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in South Andaman for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012359 for the Wimberlygunj branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Wimberlygunj, South Andaman, Andaman And Nicobar Island, is provided a unique IFSC like SBIN0012359 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in South Andaman.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like South Andaman and Bamboo Flat.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andaman And Nicobar Island and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Wimberlygunj do not get misguided to another person.

Format of the IFSC Code SBIN0012359

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Wimberlygunj in South Andaman.

For example, the IFSC Code SBIN0012359 of State Bank Of India for the Wimberlygunj branch includes these elements, identifying the bank and the branch location in South Andaman and Andaman And Nicobar Island accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0012359 of State Bank Of India for its Wimberlygunj branch located in South Andaman, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in South Andaman and Bamboo Flat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Wimberlygunj or South Andaman to get the exact IFSC Code SBIN0012359.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and South Andaman that will provide accurate information.

How to Use IFSC Code SBIN0012359 for Online Transfers?

Once you have the IFSC Code SBIN0012359 for the Wimberlygunj branch of State Bank Of India in South Andaman, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0012359. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012359.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Wimberlygunj in South Andaman, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Wimberlygunj, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in South Andaman manage their online transfers and cheque clearances easily.