The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Silpara branch in South 24 Pgs, Kolkata, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in South 24 Pgs or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0014521. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Silpara, South 24 Pgs
Below in the table are the key details related to IFSC Code SBIN0014521 of State Bank Of India for its branch located in South 24 Pgs, within the district of Kolkata in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0014521 |
| Branch | Silpara |
| City | South 24 Pgs |
| District | Kolkata |
| State | West Bengal |
| Address | Maharani Villa, A/6 E Vidyasagar Sarani James Long Sarani , Distt. South 24 Pgs. West Bengal 700063 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in South 24 Pgs for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014521 for the Silpara branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Silpara, South 24 Pgs, West Bengal, are allotted a unique IFSC like SBIN0014521 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in South 24 Pgs.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like South 24 Pgs and Kolkata.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Silpara reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code SBIN0014521
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Silpara in South 24 Pgs.
For example, the IFSC Code SBIN0014521 of State Bank Of India for the Silpara branch includes these elements, identifying the bank and the branch location in South 24 Pgs and West Bengal accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0014521 of State Bank Of India for its Silpara branch located in South 24 Pgs, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in South 24 Pgs and Kolkata, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Silpara or South 24 Pgs to find the exact IFSC Code SBIN0014521.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and South 24 Pgs will provide accurate information.
How to Use IFSC Code SBIN0014521 for Online Transfers?
If you have the IFSC Code SBIN0014521 for the Silpara branch of State Bank Of India in South 24 Pgs, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0014521. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0014521.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Silpara in South 24 Pgs, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Silpara, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in South 24 Pgs manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0014521.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Maharani Villa, A/6 E Vidyasagar Sarani James Long Sarani , Distt. South 24 Pgs. West Bengal 700063 located in South 24 Pgs, Kolkata, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.