The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Khariberia branch in South 24 Parganas, Bishnupur, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in South 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0018014. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Khariberia, South 24 Parganas

Here are the key points that are associated with the IFSC Code SBIN0018014 of State Bank Of India for its branch located in South 24 Parganas, within the district of Bishnupur in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0018014
Branch Khariberia
City South 24 Parganas
District Bishnupur
State West Bengal
Address Purba Khariberia,Postbishnupur, Disttsouth 24 Parganas,West Bengal743503

These details help users in online banking and for businesses and individuals who use State Bank Of India in South 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018014 for the Khariberia branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Khariberia, South 24 Parganas, West Bengal, is provided with a unique IFSC like SBIN0018014 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in South 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like South 24 Parganas and Bishnupur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Khariberia do not get mixed with another location.

Format of the IFSC Code SBIN0018014

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khariberia in South 24 Parganas.

For example, the IFSC Code SBIN0018014 of State Bank Of India for the Khariberia branch includes these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0018014 of State Bank Of India for its Khariberia branch located in South 24 Parganas, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in South 24 Parganas and Bishnupur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Khariberia or South 24 Parganas to get the exact IFSC Code SBIN0018014.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and South 24 Parganas, you'll get the correct details.

How to Use IFSC Code SBIN0018014 for Online Transfers?

If you have the IFSC Code SBIN0018014 for the Khariberia branch of State Bank Of India in South 24 Parganas, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0018014. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0018014.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Khariberia in South 24 Parganas, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Khariberia, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in South 24 Parganas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Khariberia, South 24 Parganas?

The IFSC Code is SBIN0018014.

Is the IFSC Code SBIN0018014 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Khariberia?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Khariberia branch?

The address of the branch is Purba Khariberia,Postbishnupur, Disttsouth 24 Parganas,West Bengal743503 located in South 24 Parganas, Bishnupur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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