IFSC Code of State Bank Of India, Jharkhali, Lot No. One Two Six, Branch, Jharkhali Bazar, West Bengal — SBIN0064361

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Jharkhali, Lot No. One Two Six, Branch branch in South 24 Parganas, Jharkhali Bazar, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in South 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0064361. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Jharkhali, Lot No. One Two Six, Branch, South 24 Parganas

Here are the key points that are associated with the IFSC Code SBIN0064361 of State Bank Of India for its branch located in South 24 Parganas, within the district of Jharkhali Bazar in the state of West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in South 24 Parganas for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064361 for the Jharkhali, Lot No. One Two Six, Branch branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0064361 is given to every bank branch, including State Bank Of India located in Jharkhali, Lot No. One Two Six, Branch, South 24 Parganas, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in South 24 Parganas.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like South 24 Parganas and Jharkhali Bazar.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Jharkhali, Lot No. One Two Six, Branch doesn't end up at another location.

Format of the IFSC Code SBIN0064361

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jharkhali, Lot No. One Two Six, Branch in South 24 Parganas.

For example, the IFSC Code SBIN0064361 of State Bank Of India for the Jharkhali, Lot No. One Two Six, Branch branch includes these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0064361 of State Bank Of India for its Jharkhali, Lot No. One Two Six, Branch branch located in South 24 Parganas, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in South 24 Parganas and Jharkhali Bazar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Jharkhali, Lot No. One Two Six, Branch or South 24 Parganas to find the exact IFSC Code SBIN0064361.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and South 24 Parganas will provide accurate information.

How to Use IFSC Code SBIN0064361 for Online Transfers?

Once you have the IFSC Code SBIN0064361 for the Jharkhali, Lot No. One Two Six, Branch branch of State Bank Of India in South 24 Parganas, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0064361. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0064361.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Jharkhali, Lot No. One Two Six, Branch in South 24 Parganas, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Jharkhali, Lot No. One Two Six, Branch, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in South 24 Parganas to handle online money transfers and get their cheques cleared smoothly.