IFSC Code of State Bank Of India, Baroda Park, Baroda Park, West Bengal — SBIN0009470

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Baroda Park branch in South 24 Parganas, Baroda Park, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in South 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0009470. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Baroda Park, South 24 Parganas

Here are the key points that are associated with the IFSC Code SBIN0009470 of State Bank Of India for its branch located in South 24 Parganas, within the district of Baroda Park in the state of West Bengal.

These details help users in online banking and for businesses and individuals who use State Bank Of India in South 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009470 for the Baroda Park branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Baroda Park, South 24 Parganas, West Bengal, are allotted a unique IFSC like SBIN0009470 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in South 24 Parganas.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like South 24 Parganas and Baroda Park.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Baroda Park reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code SBIN0009470

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Baroda Park in South 24 Parganas.

For example, the IFSC Code SBIN0009470 of State Bank Of India for the Baroda Park branch includes these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0009470 of State Bank Of India for its Baroda Park branch located in South 24 Parganas, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in South 24 Parganas and Baroda Park, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Baroda Park or South 24 Parganas to get the exact IFSC Code SBIN0009470.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and South 24 Parganas, you'll get the correct details.

How to Use IFSC Code SBIN0009470 for Online Transfers?

Once you have the IFSC Code SBIN0009470 for the Baroda Park branch of State Bank Of India in South 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0009470. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009470.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Baroda Park in South 24 Parganas, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Baroda Park, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in South 24 Parganas manage their online transfers and cheque clearances easily.