Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Dunguripali Adb branch in Sonepur, Dunguripali Adb, or Odisha, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Sonepur or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code SBIN0003089. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Dunguripali Adb, Sonepur
Here are the main details that are associated with the IFSC Code SBIN0003089 of State Bank Of India for its branch located in Sonepur, within the district of Dunguripali Adb in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0003089 |
| Branch | Dunguripali Adb |
| City | Sonepur |
| District | Dunguripali Adb |
| State | Odisha |
| Address | Dist Sonepur State Orissa Pin 767023 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Sonepur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0003089 for the Dunguripali Adb branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Dunguripali Adb, Sonepur, Odisha, are allotted a unique IFSC like SBIN0003089 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sonepur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sonepur and Dunguripali Adb.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Dunguripali Adb reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code SBIN0003089
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dunguripali Adb in Sonepur.
For example, the IFSC Code SBIN0003089 of State Bank Of India for the Dunguripali Adb branch includes these elements, identifying the bank and the branch location in Sonepur and Odisha accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0003089 of State Bank Of India for its Dunguripali Adb branch located in Sonepur, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Sonepur and Dunguripali Adb, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Dunguripali Adb or Sonepur to find the exact IFSC Code SBIN0003089.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Sonepur will provide accurate information.
How to Use IFSC Code SBIN0003089 for Online Transfers?
Once you have the IFSC Code SBIN0003089 for the Dunguripali Adb branch of State Bank Of India in Sonepur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0003089. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0003089.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Dunguripali Adb in Sonepur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Dunguripali Adb, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sonepur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0003089.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Dist Sonepur State Orissa Pin 767023 located in Sonepur, Dunguripali Adb, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.