For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Thiruppuvanam branch in Sivaganga, Tiruppuvanam, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Sivaganga or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0011064. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Thiruppuvanam, Sivaganga

Below in the table are the key details related to IFSC Code SBIN0011064 of State Bank Of India for its branch located in Sivaganga, within the district of Tiruppuvanam in the state of Tamil Nadu.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0011064
Branch Thiruppuvanam
City Sivaganga
District Tiruppuvanam
State Tamil Nadu
Address Thiruppuvanam Main Road, Thiruppuvanam, Dist Sivagangai, Tamil Nadu Pin 623611

These details help users in online banking and for businesses and individuals who use State Bank Of India in Sivaganga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0011064 for the Thiruppuvanam branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Thiruppuvanam, Sivaganga, Tamil Nadu, is provided with a unique IFSC like SBIN0011064 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Sivaganga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sivaganga and Tiruppuvanam.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Thiruppuvanam do not get mixed with another location.

Format of the IFSC Code SBIN0011064

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thiruppuvanam in Sivaganga.

For example, the IFSC Code SBIN0011064 of State Bank Of India for the Thiruppuvanam branch includes these elements, identifying the bank and the branch location in Sivaganga and Tamil Nadu accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0011064 of State Bank Of India for its Thiruppuvanam branch located in Sivaganga, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Sivaganga and Tiruppuvanam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Thiruppuvanam or Sivaganga to get the exact IFSC Code SBIN0011064.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Sivaganga that will provide accurate information.

How to Use IFSC Code SBIN0011064 for Online Transfers?

If you have the IFSC Code SBIN0011064 for the Thiruppuvanam branch of State Bank Of India in Sivaganga, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0011064. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0011064.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Thiruppuvanam in Sivaganga, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Thiruppuvanam, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sivaganga manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Thiruppuvanam, Sivaganga?

The IFSC Code is SBIN0011064.

Is the IFSC Code SBIN0011064 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Thiruppuvanam?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thiruppuvanam branch?

The address of the branch is Thiruppuvanam Main Road, Thiruppuvanam, Dist Sivagangai, Tamil Nadu Pin 623611 located in Sivaganga, Tiruppuvanam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.