There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Bathuar branch in Sitamarhi, Bathuara, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Sitamarhi or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code SBIN0017437. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Bathuar, Sitamarhi

Below in the table are the key details related to IFSC Code SBIN0017437 of State Bank Of India for its branch located in Sitamarhi, within the district of Bathuara in the state of Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017437
Branch Bathuar
City Sitamarhi
District Bathuara
State Bihar
Address Bindeshwar Sah,At Bathuara,Mujoulia Bazar,Po Bathuara,Via Parihar Dist.Sitamarhi.Bihar 843324

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Sitamarhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017437 for the Bathuar branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Bathuar, Sitamarhi, Bihar, are given a unique IFSC like SBIN0017437 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sitamarhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sitamarhi and Bathuara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Bathuar goes to the correct branch. This is important because State Bank Of India has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0017437

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bathuar in Sitamarhi.

For example, the IFSC Code SBIN0017437 of State Bank Of India for the Bathuar branch includes these elements, identifying the bank and the branch location in Sitamarhi and Bihar accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0017437 of State Bank Of India for its Bathuar branch located in Sitamarhi, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Sitamarhi and Bathuara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Bathuar or Sitamarhi to find the exact IFSC Code SBIN0017437.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Sitamarhi will provide accurate information.

How to Use IFSC Code SBIN0017437 for Online Transfers?

Once you have the IFSC Code SBIN0017437 for the Bathuar branch of State Bank Of India in Sitamarhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0017437. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017437.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Bathuar in Sitamarhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bathuar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sitamarhi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Bathuar, Sitamarhi?

The IFSC Code is SBIN0017437.

Is the IFSC Code SBIN0017437 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Bathuar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bathuar branch?

The address of the branch is Bindeshwar Sah,At Bathuara,Mujoulia Bazar,Po Bathuara,Via Parihar Dist.Sitamarhi.Bihar 843324 located in Sitamarhi, Bathuara, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.