For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa branch in Sirsa, Sirsa, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Sirsa or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code SBIN0010472. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa, Sirsa

Here are some of the key details that come with the IFSC Code SBIN0010472 of State Bank Of India for its branch located in Sirsa, within the district of Sirsa in the state of Haryana.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0010472
Branch Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa
City Sirsa
District Sirsa
State Haryana
Address Sirsa, Barnala Road, Sirsa, Haryana 125055

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Sirsa for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0010472 for the Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa, Sirsa, Haryana, is provided with a unique IFSC like SBIN0010472 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Sirsa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sirsa and Sirsa.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa do not get mixed with another location.

Format of the IFSC Code SBIN0010472

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa in Sirsa.

For example, the IFSC Code SBIN0010472 of State Bank Of India for the Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa branch includes these elements, identifying the bank and the branch location in Sirsa and Haryana accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0010472 of State Bank Of India for its Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa branch located in Sirsa, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Sirsa and Sirsa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa or Sirsa to get the exact IFSC Code SBIN0010472.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Sirsa, then it will provide you proper information.

How to Use IFSC Code SBIN0010472 for Online Transfers?

If you have the IFSC Code SBIN0010472 for the Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa branch of State Bank Of India in Sirsa, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0010472. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0010472.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa in Sirsa, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sirsa to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa, Sirsa?

The IFSC Code is SBIN0010472.

Is the IFSC Code SBIN0010472 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jan Nayak Choudhary Devi Lal Vidhyapeeth, Sirsa branch?

The address of the branch is Sirsa, Barnala Road, Sirsa, Haryana 125055 located in Sirsa, Sirsa, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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