There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Dhaula Kuan branch in Sirmour, Paonta Sahib, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Sirmour or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0006784. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Dhaula Kuan, Sirmour

The table below shows the main details of the IFSC Code SBIN0006784 for the State Bank Of India branch in Sirmour, which falls under the Paonta Sahib district in Himachal Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0006784
Branch Dhaula Kuan
City Sirmour
District Paonta Sahib
State Himachal Pradesh
Address Dist Sirmaur, Himachal Pradesh 173001

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Sirmour for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0006784 for the Dhaula Kuan branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Dhaula Kuan, Sirmour, Himachal Pradesh, is provided a unique IFSC like SBIN0006784 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Sirmour.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sirmour and Paonta Sahib.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Dhaula Kuan do not get misguided to another person.

Format of the IFSC Code SBIN0006784

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhaula Kuan in Sirmour.

For example, the IFSC Code SBIN0006784 of State Bank Of India for the Dhaula Kuan branch includes these elements, identifying the bank and the branch location in Sirmour and Himachal Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0006784 of State Bank Of India for its Dhaula Kuan branch located in Sirmour, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Sirmour and Paonta Sahib, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Dhaula Kuan or Sirmour to find the exact IFSC Code SBIN0006784.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Sirmour will provide accurate information.

How to Use IFSC Code SBIN0006784 for Online Transfers?

If you have the IFSC Code SBIN0006784 for the Dhaula Kuan branch of State Bank Of India in Sirmour, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0006784. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0006784.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Dhaula Kuan in Sirmour, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dhaula Kuan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sirmour to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Dhaula Kuan Sirmour?

The IFSC Code of the Dhaula Kuan Sirmour branch is SBIN0006784.

Is IFSC Code SBIN0006784 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Dhaula Kuan branch?

The branch is located at Dist Sirmaur, Himachal Pradesh 173001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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