There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Sanwali Road, Sikar branch in Sikar, Sikar, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Sikar or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code SBIN0032148. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Sanwali Road, Sikar, Sikar

Here are the main details that are associated with the IFSC Code SBIN0032148 of State Bank Of India for its branch located in Sikar, within the district of Sikar in the state of Rajasthan.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0032148
Branch Sanwali Road, Sikar
City Sikar
District Sikar
State Rajasthan
Address Near Panchayat Samiti,Bhog Bhawan,Sikar,Rajasthan Pin 332001

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Sikar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0032148 for the Sanwali Road, Sikar branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Sanwali Road, Sikar, Sikar, Rajasthan, are given a unique IFSC like SBIN0032148 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sikar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sikar and Sikar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Sanwali Road, Sikar goes to the correct branch. This is important because State Bank Of India has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0032148

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sanwali Road, Sikar in Sikar.

For example, the IFSC Code SBIN0032148 of State Bank Of India for the Sanwali Road, Sikar branch includes these elements, identifying the bank and the branch location in Sikar and Rajasthan accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0032148 of State Bank Of India for its Sanwali Road, Sikar branch located in Sikar, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Sikar and Sikar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Sanwali Road, Sikar or Sikar to get the exact IFSC Code SBIN0032148.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Sikar, then it will provide you proper information.

How to Use IFSC Code SBIN0032148 for Online Transfers?

If you have the IFSC Code SBIN0032148 for the Sanwali Road, Sikar branch of State Bank Of India in Sikar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0032148. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0032148.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Sanwali Road, Sikar in Sikar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sanwali Road, Sikar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sikar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Sanwali Road, Sikar, Sikar?

The IFSC Code is SBIN0032148.

Is the IFSC Code SBIN0032148 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Sanwali Road, Sikar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sanwali Road, Sikar branch?

The address of the branch is Near Panchayat Samiti,Bhog Bhawan,Sikar,Rajasthan Pin 332001 located in Sikar, Sikar, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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