Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Dsh Naugarh Siddarth Nagar Fi I Fimm branch in Siddharthnagar, Siddharthnagar, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Siddharthnagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0063138. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Dsh Naugarh Siddarth Nagar Fi I Fimm, Siddharthnagar
Below in the table are the key details related to IFSC Code SBIN0063138 of State Bank Of India for its branch located in Siddharthnagar, within the district of Siddharthnagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0063138 |
| Branch | Dsh Naugarh Siddarth Nagar Fi I Fimm |
| City | Siddharthnagar |
| District | Siddharthnagar |
| State | Uttar Pradesh |
| Address | State Bank Of India , Naugarh Branch Dist Siddhartnagar, Uttar Pradesh 272001 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Siddharthnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063138 for the Dsh Naugarh Siddarth Nagar Fi I Fimm branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Dsh Naugarh Siddarth Nagar Fi I Fimm, Siddharthnagar, Uttar Pradesh, are given a unique IFSC like SBIN0063138 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Siddharthnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Siddharthnagar and Siddharthnagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to State Bank Of India in Dsh Naugarh Siddarth Nagar Fi I Fimm goes to the correct branch. This is important because State Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SBIN0063138
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dsh Naugarh Siddarth Nagar Fi I Fimm in Siddharthnagar.
For example, the IFSC Code SBIN0063138 of State Bank Of India for the Dsh Naugarh Siddarth Nagar Fi I Fimm branch includes these elements, identifying the bank and the branch location in Siddharthnagar and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0063138 of State Bank Of India for its Dsh Naugarh Siddarth Nagar Fi I Fimm branch located in Siddharthnagar, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Siddharthnagar and Siddharthnagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Dsh Naugarh Siddarth Nagar Fi I Fimm or Siddharthnagar to get the exact IFSC Code SBIN0063138.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Siddharthnagar that will provide accurate information.
How to Use IFSC Code SBIN0063138 for Online Transfers?
Once you have the IFSC Code SBIN0063138 for the Dsh Naugarh Siddarth Nagar Fi I Fimm branch of State Bank Of India in Siddharthnagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0063138. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063138.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Dsh Naugarh Siddarth Nagar Fi I Fimm in Siddharthnagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Dsh Naugarh Siddarth Nagar Fi I Fimm, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Siddharthnagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0063138.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is State Bank Of India , Naugarh Branch Dist Siddhartnagar, Uttar Pradesh 272001 located in Siddharthnagar, Siddharthnagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.