Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Barhani branch in Siddharth Nagar, Barhni, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Siddharth Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0002521. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Barhani, Siddharth Nagar

Here are the main details that are associated with the IFSC Code SBIN0002521 of State Bank Of India for its branch located in Siddharth Nagar, within the district of Barhni in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0002521
Branch Barhani
City Siddharth Nagar
District Barhni
State Uttar Pradesh
Address Dist Siddhartha Nagar, Uttar Pradesh 272201

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Siddharth Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0002521 for the Barhani branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Barhani, Siddharth Nagar, Uttar Pradesh, are given a unique IFSC like SBIN0002521 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Siddharth Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Siddharth Nagar and Barhni.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Barhani goes to the correct branch. This is important because State Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0002521

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barhani in Siddharth Nagar.

For example, the IFSC Code SBIN0002521 of State Bank Of India for the Barhani branch includes these elements, identifying the bank and the branch location in Siddharth Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0002521 of State Bank Of India for its Barhani branch located in Siddharth Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Siddharth Nagar and Barhni, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Barhani or Siddharth Nagar to find the exact IFSC Code SBIN0002521.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Siddharth Nagar will provide accurate information.

How to Use IFSC Code SBIN0002521 for Online Transfers?

Once you have the IFSC Code SBIN0002521 for the Barhani branch of State Bank Of India in Siddharth Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0002521. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0002521.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Barhani in Siddharth Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Barhani, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Siddharth Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Barhani, Siddharth Nagar?

The IFSC Code is SBIN0002521.

Is the IFSC Code SBIN0002521 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Barhani?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Barhani branch?

The address of the branch is Dist Siddhartha Nagar, Uttar Pradesh 272201 located in Siddharth Nagar, Barhni, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.