The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Baghauli Sant Kabir Nagar branch in Siddharth Nagar, Baghauli, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Siddharth Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0017002. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Baghauli Sant Kabir Nagar, Siddharth Nagar

Here are some of the key details that come with the IFSC Code SBIN0017002 of State Bank Of India for its branch located in Siddharth Nagar, within the district of Baghauli in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017002
Branch Baghauli Sant Kabir Nagar
City Siddharth Nagar
District Baghauli
State Uttar Pradesh
Address At Post Baghauli,Teshil Khalilbad,Distt.Siddharth Nagar.Uttar Pradesh 272175

These details help users in online banking and for businesses and individuals who use State Bank Of India in Siddharth Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017002 for the Baghauli Sant Kabir Nagar branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Baghauli Sant Kabir Nagar, Siddharth Nagar, Uttar Pradesh, is provided with a unique IFSC like SBIN0017002 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Siddharth Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Siddharth Nagar and Baghauli.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Baghauli Sant Kabir Nagar do not get mixed with another location.

Format of the IFSC Code SBIN0017002

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Baghauli Sant Kabir Nagar in Siddharth Nagar.

For example, the IFSC Code SBIN0017002 of State Bank Of India for the Baghauli Sant Kabir Nagar branch includes these elements, identifying the bank and the branch location in Siddharth Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0017002 of State Bank Of India for its Baghauli Sant Kabir Nagar branch located in Siddharth Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Siddharth Nagar and Baghauli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Baghauli Sant Kabir Nagar or Siddharth Nagar to find the exact IFSC Code SBIN0017002.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Siddharth Nagar will provide accurate information.

How to Use IFSC Code SBIN0017002 for Online Transfers?

Once you have the IFSC Code SBIN0017002 for the Baghauli Sant Kabir Nagar branch of State Bank Of India in Siddharth Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0017002. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017002.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Baghauli Sant Kabir Nagar in Siddharth Nagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Baghauli Sant Kabir Nagar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Siddharth Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Baghauli Sant Kabir Nagar Siddharth Nagar?

The IFSC Code of the Baghauli Sant Kabir Nagar Siddharth Nagar branch is SBIN0017002.

Is IFSC Code SBIN0017002 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Baghauli Sant Kabir Nagar branch?

The branch is located at At Post Baghauli,Teshil Khalilbad,Distt.Siddharth Nagar.Uttar Pradesh 272175.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.