Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Gargaon Adb branch in Sibsagar, Gorgoan, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Sibsagar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0007381. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Gargaon Adb, Sibsagar

Here are the key points that are associated with the IFSC Code SBIN0007381 of State Bank Of India for its branch located in Sibsagar, within the district of Gorgoan in the state of Assam.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0007381
Branch Gargaon Adb
City Sibsagar
District Gorgoan
State Assam
Address Posimoluguri,

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Sibsagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0007381 for the Gargaon Adb branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Gargaon Adb, Sibsagar, Assam, are allotted a unique IFSC like SBIN0007381 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sibsagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sibsagar and Gorgoan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Gargaon Adb reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code SBIN0007381

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gargaon Adb in Sibsagar.

For example, the IFSC Code SBIN0007381 of State Bank Of India for the Gargaon Adb branch includes these elements, identifying the bank and the branch location in Sibsagar and Assam accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0007381 of State Bank Of India for its Gargaon Adb branch located in Sibsagar, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Sibsagar and Gorgoan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Gargaon Adb or Sibsagar to find the exact IFSC Code SBIN0007381.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Sibsagar will provide accurate information.

How to Use IFSC Code SBIN0007381 for Online Transfers?

Once you have the IFSC Code SBIN0007381 for the Gargaon Adb branch of State Bank Of India in Sibsagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0007381. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007381.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Gargaon Adb in Sibsagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Gargaon Adb, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sibsagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Gargaon Adb, Sibsagar?

The IFSC Code is SBIN0007381.

Is the IFSC Code SBIN0007381 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Gargaon Adb?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gargaon Adb branch?

The address of the branch is Posimoluguri, located in Sibsagar, Gorgoan, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.