There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Mohabbatpur branch in Shimla, Mainpuri, Uttarpradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Shimla or anywhere in Uttarpradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0008841. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mohabbatpur, Shimla

Below in the table are the key details related to IFSC Code SBIN0008841 of State Bank Of India for its branch located in Shimla, within the district of Mainpuri in the state of Uttarpradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0008841
Branch Mohabbatpur
City Shimla
District Mainpuri
State Uttarpradesh
Address Mohabbatpurmainpurimainpuri

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Shimla for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0008841 for the Mohabbatpur branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mohabbatpur, Shimla, Uttarpradesh, is provided a unique IFSC like SBIN0008841 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Shimla.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Shimla and Mainpuri.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarpradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Mohabbatpur do not get misguided to another person.

Format of the IFSC Code SBIN0008841

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mohabbatpur in Shimla.

For example, the IFSC Code SBIN0008841 of State Bank Of India for the Mohabbatpur branch includes these elements, identifying the bank and the branch location in Shimla and Uttarpradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0008841 of State Bank Of India for its Mohabbatpur branch located in Shimla, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Shimla and Mainpuri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Mohabbatpur or Shimla to get the exact IFSC Code SBIN0008841.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Shimla, you'll get the correct details.

How to Use IFSC Code SBIN0008841 for Online Transfers?

If you have the IFSC Code SBIN0008841 for the Mohabbatpur branch of State Bank Of India in Shimla, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0008841. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0008841.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Mohabbatpur in Shimla, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Mohabbatpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Shimla manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Mohabbatpur, Shimla?

The IFSC Code is SBIN0008841.

Is the IFSC Code SBIN0008841 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Mohabbatpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mohabbatpur branch?

The address of the branch is Mohabbatpurmainpurimainpuri located in Shimla, Mainpuri, Uttarpradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby STATE BANK OF INDIA Branches

Back to Top