For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Bishramganj branch in Sepahijala, Bishramganj, Tripura, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Sepahijala or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code SBIN0015395. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Bishramganj, Sepahijala

The table below shows the main details of the IFSC Code SBIN0015395 for the State Bank Of India branch in Sepahijala, which falls under the Bishramganj district in Tripura.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0015395
Branch Bishramganj
City Sepahijala
District Bishramganj
State Tripura
Address Bishramganj Bazar, Pobishramganj, Distsipahijala 799103

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Sepahijala for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015395 for the Bishramganj branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Bishramganj, Sepahijala, Tripura, are given a unique IFSC like SBIN0015395 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sepahijala.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sepahijala and Bishramganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Bishramganj goes to the correct branch. This is important because State Bank Of India has thousands of branches in Tripura and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0015395

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bishramganj in Sepahijala.

For example, the IFSC Code SBIN0015395 of State Bank Of India for the Bishramganj branch includes these elements, identifying the bank and the branch location in Sepahijala and Tripura correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0015395 of State Bank Of India for its Bishramganj branch located in Sepahijala, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Sepahijala and Bishramganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Bishramganj or Sepahijala to find the exact IFSC Code SBIN0015395.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Sepahijala will provide accurate information.

How to Use IFSC Code SBIN0015395 for Online Transfers?

Once you have the IFSC Code SBIN0015395 for the Bishramganj branch of State Bank Of India in Sepahijala, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0015395. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0015395.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Bishramganj in Sepahijala, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Bishramganj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sepahijala to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Bishramganj, Sepahijala?

The IFSC Code is SBIN0015395.

Is the IFSC Code SBIN0015395 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Bishramganj?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bishramganj branch?

The address of the branch is Bishramganj Bazar, Pobishramganj, Distsipahijala 799103 located in Sepahijala, Bishramganj, Tripura.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.