The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Androth branch in Semi Urban, Lakshadweep, Lakshadweep, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Semi Urban or anywhere in Lakshadweep can transfer funds instantly by using the correct IFSC Code SBIN0064489. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Androth, Semi Urban
Here are the key points that are associated with the IFSC Code SBIN0064489 of State Bank Of India for its branch located in Semi Urban, within the district of Lakshadweep in the state of Lakshadweep.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0064489 |
| Branch | Androth |
| City | Semi Urban |
| District | Lakshadweep |
| State | Lakshadweep |
| Address | State Bank Of India Androth Branch Building No Vdp/6/256 Ward No 6 Edacherry Androh Island,Lakshadweep 682551 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Semi Urban for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064489 for the Androth branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Androth, Semi Urban, Lakshadweep, are given a unique IFSC like SBIN0064489 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Semi Urban.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Semi Urban and Lakshadweep.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to State Bank Of India in Androth goes to the correct branch. This is important because State Bank Of India has thousands of branches in Lakshadweep and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SBIN0064489
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Androth in Semi Urban.
For example, the IFSC Code SBIN0064489 of State Bank Of India for the Androth branch includes these elements, identifying the bank and the branch location in Semi Urban and Lakshadweep correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0064489 of State Bank Of India for its Androth branch located in Semi Urban, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Semi Urban and Lakshadweep, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Androth or Semi Urban to get the exact IFSC Code SBIN0064489.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Semi Urban, you'll get the correct details.
How to Use IFSC Code SBIN0064489 for Online Transfers?
Once you have the IFSC Code SBIN0064489 for the Androth branch of State Bank Of India in Semi Urban, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0064489. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0064489.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Androth in Semi Urban, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Androth, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Semi Urban manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Androth Semi Urban branch is SBIN0064489.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at State Bank Of India Androth Branch Building No Vdp/6/256 Ward No 6 Edacherry Androh Island,Lakshadweep 682551.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.