IFSC Code of State Bank Of India, Balrampur, Balrampur, Chattisgarh- SBIN0015464

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Balrampur branch in Sarguja, Balrampur, Chattisgarh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Sarguja or anywhere in Chattisgarh can transfer funds instantly by using the correct IFSC Code SBIN0015464. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Balrampur, Sarguja

Here are some of the key details that come with the IFSC Code SBIN0015464 of State Bank Of India for its branch located in Sarguja, within the district of Balrampur in the state of Chattisgarh.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Sarguja for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015464 for the Balrampur branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Balrampur, Sarguja, Chattisgarh, is provided a unique IFSC like SBIN0015464 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Sarguja.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Sarguja and Balrampur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Chattisgarh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Balrampur do not get misguided to another person.

Format of the IFSC Code SBIN0015464

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Balrampur in Sarguja.

For example, the IFSC Code SBIN0015464 of State Bank Of India for the Balrampur branch includes these elements, identifying the bank and the branch location in Sarguja and Chattisgarh accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0015464 of State Bank Of India for its Balrampur branch located in Sarguja, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Sarguja and Balrampur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Balrampur or Sarguja to find the exact IFSC Code SBIN0015464.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Sarguja will provide accurate information.

How to Use IFSC Code SBIN0015464 for Online Transfers?

If you have the IFSC Code SBIN0015464 for the Balrampur branch of State Bank Of India in Sarguja, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0015464. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0015464.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Balrampur in Sarguja, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Balrampur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sarguja manage their online transfers and cheque clearances easily.