Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Gopiganj branch in Sant Ravidas Nagar, Gopiganj, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Sant Ravidas Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0002547. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Gopiganj, Sant Ravidas Nagar

Below in the table are the key details related to IFSC Code SBIN0002547 of State Bank Of India for its branch located in Sant Ravidas Nagar, within the district of Gopiganj in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0002547
Branch Gopiganj
City Sant Ravidas Nagar
District Gopiganj
State Uttar Pradesh
Address Gopiganj,Distt. Sant Ravidas Nagar, Uttar Pradesh 221 303

These details help users in online banking and for businesses and individuals who use State Bank Of India in Sant Ravidas Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0002547 for the Gopiganj branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Gopiganj, Sant Ravidas Nagar, Uttar Pradesh, is provided a unique IFSC like SBIN0002547 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Sant Ravidas Nagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sant Ravidas Nagar and Gopiganj.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Gopiganj do not get misguided to another person.

Format of the IFSC Code SBIN0002547

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gopiganj in Sant Ravidas Nagar.

For example, the IFSC Code SBIN0002547 of State Bank Of India for the Gopiganj branch has these elements, identifying the bank and the branch location in Sant Ravidas Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0002547 of State Bank Of India for its Gopiganj branch located in Sant Ravidas Nagar, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Sant Ravidas Nagar and Gopiganj, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Gopiganj or Sant Ravidas Nagar to get the exact IFSC Code SBIN0002547.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Sant Ravidas Nagar, you'll get the correct details.

How to Use IFSC Code SBIN0002547 for Online Transfers?

Once you have the IFSC Code SBIN0002547 for the Gopiganj branch of State Bank Of India in Sant Ravidas Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0002547. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0002547.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Gopiganj in Sant Ravidas Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Gopiganj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sant Ravidas Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Gopiganj, Sant Ravidas Nagar?

The IFSC Code is SBIN0002547.

Is the IFSC Code SBIN0002547 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Gopiganj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gopiganj branch?

The address of the branch is Gopiganj,Distt. Sant Ravidas Nagar, Uttar Pradesh 221 303 located in Sant Ravidas Nagar, Gopiganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.