There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Suriyawan branch in Sant Ravi Das Nagar, Suriyawan, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Sant Ravi Das Nagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0016471. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Suriyawan, Sant Ravi Das Nagar

Here are the main details that are associated with the IFSC Code SBIN0016471 of State Bank Of India for its branch located in Sant Ravi Das Nagar, within the district of Suriyawan in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0016471
Branch Suriyawan
City Sant Ravi Das Nagar
District Suriyawan
State Uttar Pradesh
Address Suriyawan, Villpost Suriyawan, Distt. Sant Ravi Das Nagar. Uttar Pradesh 221404 Mob 8795830799

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Sant Ravi Das Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016471 for the Suriyawan branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0016471 is given to every bank branch, including State Bank Of India located in Suriyawan, Sant Ravi Das Nagar, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Sant Ravi Das Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sant Ravi Das Nagar and Suriyawan.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Suriyawan doesn't end up at another location.

Format of the IFSC Code SBIN0016471

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Suriyawan in Sant Ravi Das Nagar.

For example, the IFSC Code SBIN0016471 of State Bank Of India for the Suriyawan branch includes these elements, identifying the bank and the branch location in Sant Ravi Das Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0016471 of State Bank Of India for its Suriyawan branch located in Sant Ravi Das Nagar, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Sant Ravi Das Nagar and Suriyawan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Suriyawan or Sant Ravi Das Nagar to get the exact IFSC Code SBIN0016471.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Sant Ravi Das Nagar, then it will provide you proper information.

How to Use IFSC Code SBIN0016471 for Online Transfers?

Once you have the IFSC Code SBIN0016471 for the Suriyawan branch of State Bank Of India in Sant Ravi Das Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0016471. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0016471.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Suriyawan in Sant Ravi Das Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Suriyawan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sant Ravi Das Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Suriyawan, Sant Ravi Das Nagar?

The IFSC Code is SBIN0016471.

Is the IFSC Code SBIN0016471 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Suriyawan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Suriyawan branch?

The address of the branch is Suriyawan, Villpost Suriyawan, Distt. Sant Ravi Das Nagar. Uttar Pradesh 221404 Mob 8795830799 located in Sant Ravi Das Nagar, Suriyawan, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.