Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Abholi branch in Sant Ravi Das Nagar, Abholi, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Sant Ravi Das Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0015541. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Abholi, Sant Ravi Das Nagar

Here are some of the key details that come with the IFSC Code SBIN0015541 of State Bank Of India for its branch located in Sant Ravi Das Nagar, within the district of Abholi in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0015541
Branch Abholi
City Sant Ravi Das Nagar
District Abholi
State Uttar Pradesh
Address Abholi, Vill And Poabholi, Distt. Sant Ravi Das Nagar. Uttar Pradesh 221404 Mob 9708819406

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Sant Ravi Das Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015541 for the Abholi branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0015541 is given to every bank branch, including State Bank Of India located in Abholi, Sant Ravi Das Nagar, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Sant Ravi Das Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sant Ravi Das Nagar and Abholi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Abholi doesn't end up at another location.

Format of the IFSC Code SBIN0015541

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Abholi in Sant Ravi Das Nagar.

For example, the IFSC Code SBIN0015541 of State Bank Of India for the Abholi branch includes these elements, identifying the bank and the branch location in Sant Ravi Das Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0015541 of State Bank Of India for its Abholi branch located in Sant Ravi Das Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Sant Ravi Das Nagar and Abholi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Abholi or Sant Ravi Das Nagar to get the exact IFSC Code SBIN0015541.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Sant Ravi Das Nagar that will provide accurate information.

How to Use IFSC Code SBIN0015541 for Online Transfers?

Once you have the IFSC Code SBIN0015541 for the Abholi branch of State Bank Of India in Sant Ravi Das Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0015541. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0015541.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Abholi in Sant Ravi Das Nagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Abholi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sant Ravi Das Nagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Abholi, Sant Ravi Das Nagar?

The IFSC Code is SBIN0015541.

Is the IFSC Code SBIN0015541 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Abholi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Abholi branch?

The address of the branch is Abholi, Vill And Poabholi, Distt. Sant Ravi Das Nagar. Uttar Pradesh 221404 Mob 9708819406 located in Sant Ravi Das Nagar, Abholi, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.