For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Semiriyawan branch in Sant Kabir Nagar, Semiriyawan, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Sant Kabir Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0015532. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Semiriyawan, Sant Kabir Nagar
Below in the table are the key details related to IFSC Code SBIN0015532 of State Bank Of India for its branch located in Sant Kabir Nagar, within the district of Semiriyawan in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0015532 |
| Branch | Semiriyawan |
| City | Sant Kabir Nagar |
| District | Semiriyawan |
| State | Uttar Pradesh |
| Address | Villpostsemiriyawan, Tehsilkhalilabad, Distt Sant Kabir Nagar. Uttar Pradesh 272126 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Sant Kabir Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015532 for the Semiriyawan branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Semiriyawan, Sant Kabir Nagar, Uttar Pradesh, are allotted a unique IFSC like SBIN0015532 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sant Kabir Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sant Kabir Nagar and Semiriyawan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Semiriyawan reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code SBIN0015532
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Semiriyawan in Sant Kabir Nagar.
For example, the IFSC Code SBIN0015532 of State Bank Of India for the Semiriyawan branch includes these elements, identifying the bank and the branch location in Sant Kabir Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0015532 of State Bank Of India for its Semiriyawan branch located in Sant Kabir Nagar, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Sant Kabir Nagar and Semiriyawan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Semiriyawan or Sant Kabir Nagar to get the exact IFSC Code SBIN0015532.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Sant Kabir Nagar, then it will provide you proper information.
How to Use IFSC Code SBIN0015532 for Online Transfers?
Once you have the IFSC Code SBIN0015532 for the Semiriyawan branch of State Bank Of India in Sant Kabir Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0015532. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0015532.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Semiriyawan in Sant Kabir Nagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Semiriyawan, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sant Kabir Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0015532.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Villpostsemiriyawan, Tehsilkhalilabad, Distt Sant Kabir Nagar. Uttar Pradesh 272126 located in Sant Kabir Nagar, Semiriyawan, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.