The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Santha branch in Sant Kabir Nagar, Santha, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Sant Kabir Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0011198. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Santha, Sant Kabir Nagar

The table below shows the main details of the IFSC Code SBIN0011198 for the State Bank Of India branch in Sant Kabir Nagar, which falls under the Santha district in Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0011198
Branch Santha
City Sant Kabir Nagar
District Santha
State Uttar Pradesh
Address Saanthaganvariya,Sant Kabir Nagar,Up Pin 272152

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Sant Kabir Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0011198 for the Santha branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0011198 is given to every bank branch, including State Bank Of India located in Santha, Sant Kabir Nagar, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Sant Kabir Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sant Kabir Nagar and Santha.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Santha doesn't end up at another location.

Format of the IFSC Code SBIN0011198

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Santha in Sant Kabir Nagar.

For example, the IFSC Code SBIN0011198 of State Bank Of India for the Santha branch includes these elements, identifying the bank and the branch location in Sant Kabir Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0011198 of State Bank Of India for its Santha branch located in Sant Kabir Nagar, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Sant Kabir Nagar and Santha, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Santha or Sant Kabir Nagar to get the exact IFSC Code SBIN0011198.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Sant Kabir Nagar, you'll get the correct details.

How to Use IFSC Code SBIN0011198 for Online Transfers?

Once you have the IFSC Code SBIN0011198 for the Santha branch of State Bank Of India in Sant Kabir Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0011198. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0011198.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Santha in Sant Kabir Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Santha, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sant Kabir Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Santha, Sant Kabir Nagar?

The IFSC Code is SBIN0011198.

Is the IFSC Code SBIN0011198 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Santha?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Santha branch?

The address of the branch is Saanthaganvariya,Sant Kabir Nagar,Up Pin 272152 located in Sant Kabir Nagar, Santha, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.