The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Dhan Ghata branch in Sant Kabir Nagar, Santkabirdas, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Sant Kabir Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0011199. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Dhan Ghata, Sant Kabir Nagar
The table below shows the main details of the IFSC Code SBIN0011199 for the State Bank Of India branch in Sant Kabir Nagar, which falls under the Santkabirdas district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0011199 |
| Branch | Dhan Ghata |
| City | Sant Kabir Nagar |
| District | Santkabirdas |
| State | Uttar Pradesh |
| Address | Dist,Sant,Kabirdas,Nagar,State,Uttar,Pradesh |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Sant Kabir Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0011199 for the Dhan Ghata branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0011199 is given to every bank branch, including State Bank Of India located in Dhan Ghata, Sant Kabir Nagar, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Sant Kabir Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Sant Kabir Nagar and Santkabirdas.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Dhan Ghata doesn't end up at another location.
Format of the IFSC Code SBIN0011199
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhan Ghata in Sant Kabir Nagar.
For example, the IFSC Code SBIN0011199 of State Bank Of India for the Dhan Ghata branch includes these elements, identifying the bank and the branch location in Sant Kabir Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0011199 of State Bank Of India for its Dhan Ghata branch located in Sant Kabir Nagar, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Sant Kabir Nagar and Santkabirdas, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Dhan Ghata or Sant Kabir Nagar to get the exact IFSC Code SBIN0011199.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Sant Kabir Nagar, you'll get the correct details.
How to Use IFSC Code SBIN0011199 for Online Transfers?
Once you have the IFSC Code SBIN0011199 for the Dhan Ghata branch of State Bank Of India in Sant Kabir Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0011199. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0011199.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Dhan Ghata in Sant Kabir Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Dhan Ghata, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sant Kabir Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0011199.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dist,Sant,Kabirdas,Nagar,State,Uttar,Pradesh located in Sant Kabir Nagar, Santkabirdas, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.