There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Mehal Kalan A.D.B. branch in Sangrur, Mahal Kalan, Punjab, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Sangrur or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code SBIN0050350. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Mehal Kalan A.D.B., Sangrur
Here are the key points that are associated with the IFSC Code SBIN0050350 of State Bank Of India for its branch located in Sangrur, within the district of Mahal Kalan in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0050350 |
| Branch | Mehal Kalan A.D.B. |
| City | Sangrur |
| District | Mahal Kalan |
| State | Punjab |
| Address | Teh Barnala |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Sangrur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0050350 for the Mehal Kalan A.D.B. branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Mehal Kalan A.D.B., Sangrur, Punjab, are allotted a unique IFSC like SBIN0050350 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sangrur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sangrur and Mahal Kalan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Mehal Kalan A.D.B. reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code SBIN0050350
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mehal Kalan A.D.B. in Sangrur.
For example, the IFSC Code SBIN0050350 of State Bank Of India for the Mehal Kalan A.D.B. branch includes these elements, identifying the bank and the branch location in Sangrur and Punjab accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0050350 of State Bank Of India for its Mehal Kalan A.D.B. branch located in Sangrur, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Sangrur and Mahal Kalan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Mehal Kalan A.D.B. or Sangrur to find the exact IFSC Code SBIN0050350.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Sangrur will provide accurate information.
How to Use IFSC Code SBIN0050350 for Online Transfers?
Once you have the IFSC Code SBIN0050350 for the Mehal Kalan A.D.B. branch of State Bank Of India in Sangrur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0050350. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0050350.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Mehal Kalan A.D.B. in Sangrur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Mehal Kalan A.D.B., you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sangrur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0050350.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Teh Barnala located in Sangrur, Mahal Kalan, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.