Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Salem Sarai, Allahabad branch in Salem, Salem, or Uttarpradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Salem or anywhere in Uttarpradesh can transfer funds instantly by using the correct IFSC Code SBIN0002619. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Salem Sarai, Allahabad, Salem

Here are some of the key details that come with the IFSC Code SBIN0002619 of State Bank Of India for its branch located in Salem, within the district of Salem in the state of Uttarpradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0002619
Branch Salem Sarai, Allahabad
City Salem
District Salem
State Uttarpradesh
Address 26 Gt Road Salem Sarai Allahabad Up 211001

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Salem for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0002619 for the Salem Sarai, Allahabad branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0002619 is given to every bank branch, including State Bank Of India located in Salem Sarai, Allahabad, Salem, Uttarpradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Salem.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Salem and Salem.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarpradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Salem Sarai, Allahabad doesn't end up at another location.

Format of the IFSC Code SBIN0002619

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Salem Sarai, Allahabad in Salem.

For example, the IFSC Code SBIN0002619 of State Bank Of India for the Salem Sarai, Allahabad branch includes these elements, identifying the bank and the branch location in Salem and Uttarpradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0002619 of State Bank Of India for its Salem Sarai, Allahabad branch located in Salem, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Salem and Salem, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Salem Sarai, Allahabad or Salem to get the exact IFSC Code SBIN0002619.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Salem, then it will provide you proper information.

How to Use IFSC Code SBIN0002619 for Online Transfers?

If you have the IFSC Code SBIN0002619 for the Salem Sarai, Allahabad branch of State Bank Of India in Salem, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0002619. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0002619.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Salem Sarai, Allahabad in Salem, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Salem Sarai, Allahabad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Salem to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Salem Sarai, Allahabad, Salem?

The IFSC Code is SBIN0002619.

Is the IFSC Code SBIN0002619 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Salem Sarai, Allahabad?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Salem Sarai, Allahabad branch?

The address of the branch is 26 Gt Road Salem Sarai Allahabad Up 211001 located in Salem, Salem, Uttarpradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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