IFSC Code of State Bank Of India, Simri Bakhtiarpur, Simri, Bihar — SBIN0003006

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Simri Bakhtiarpur branch in Saharsa, Simri, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Saharsa or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0003006. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Simri Bakhtiarpur, Saharsa

Here are some of the key details that come with the IFSC Code SBIN0003006 of State Bank Of India for its branch located in Saharsa, within the district of Simri in the state of Bihar.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Saharsa for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0003006 for the Simri Bakhtiarpur branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Simri Bakhtiarpur, Saharsa, Bihar, is provided a unique IFSC like SBIN0003006 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Saharsa.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Saharsa and Simri.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Simri Bakhtiarpur do not get misguided to another person.

Format of the IFSC Code SBIN0003006

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Simri Bakhtiarpur in Saharsa.

For example, the IFSC Code SBIN0003006 of State Bank Of India for the Simri Bakhtiarpur branch includes these elements, identifying the bank and the branch location in Saharsa and Bihar accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0003006 of State Bank Of India for its Simri Bakhtiarpur branch located in Saharsa, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Saharsa and Simri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Simri Bakhtiarpur or Saharsa to get the exact IFSC Code SBIN0003006.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Saharsa, you'll get the correct details.

How to Use IFSC Code SBIN0003006 for Online Transfers?

If you have the IFSC Code SBIN0003006 for the Simri Bakhtiarpur branch of State Bank Of India in Saharsa, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0003006. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0003006.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Simri Bakhtiarpur in Saharsa, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Simri Bakhtiarpur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Saharsa manage online transfers as well as cheque clearances with ease.